DBIC dental office package
When something goes wrong at the office, you want someone who truly understands your business to help. As an experienced, dentist-only, risk management company, our dental office packages give you more flexibility and fast turnaround on claims and advice. We are able to provide you immediate turnaround and unparalleled flexibility because when you deal with DBIC you are dealing directly with the insurance company. When you call DBIC, we get the job done with your best interest at heart.
Commercial property coverage
Designed to protect every aspect of your physical practice, our commercial property insurance does more than just cover the basics. Our experts work closely with you to ensure you have the right amount of coverage tailored to your needs. It’s rare, but sometimes dentists are oversold by other agents. When you contact us about commercial property insurance, we’ll let you know if we think you have too much coverage. And if you’re already adequately covered, our practice protection experts might even recommend you stay with your current provider.
Designed to protect every aspect of your physical practice, our general commercial property policy includes:- Building coverage
- Office equipment and contents coverage
- Accounts receivable coverage
- Practice interruption (business income) coverage
- Employee dishonesty coverage
- Valuable papers coverage
- Sign coverage
- Personal property of others coverage
| Apply for coverage | Make updates to existing coverage
Commercial crime coverage
Sometimes it’s hard to know for certain if your practice has been hit by forgery or theft. If you become suspicious of potential criminal activity, you can count on the specialists at DBIC to coach you in matters that might otherwise be handled by someone in human resources. Our highly experienced staff is here to help you work though complicated situations and will advise you on when to involve authorities and how to proceed prior to filing a claim. Sometimes the answers aren’t easy, but your DBIC experts can protect you in a way that financial coverage alone can’t.
Designed to protect the financial assets of your practice, our commercial crime coverage includes:
- Employee theft coverage
- Forgery and alteration coverage
- Money and securities coverage (inside and outside)
- Money orders and counterfeit currency coverage
| Apply for coverage | Make updates to existing coverage
Non-owned or hired auto liability coverage
Just like the coverage you get for commercial crime, our non-owned or hired auto liability coverage provides more protection for the money than you’re likely to get anywhere else. Our non-owned and hired automobile insurance provides coverage for rented and hired vehicles. That coverage also includes bodily injury and/or property damage to third parties in excess of any primary insurance in effect on the vehicle.
Non-owned and hired liability – $1,000,000 combined single limit .
| Apply for coverage | Make updates to existing coverage
Commercial general liability
While our commercial general liability policy is limited to claims of bodily injury or property damage, you get the same level of personalized service, support and dedication that separates DBIC from everyone else. Our practice protection experts are here to answer your questions and put your mind at ease in the event of a claim.
- $1,000,000 per occurrence / $3,000,000 aggregate (higher limits available upon request)
- $5,000 medical payments provision
- Tenant and owner legal liability
| Apply for coverage | Make updates to existing coverage
This information is intended as a general overview. Please refer to the actual contract language for a complete description of policy coverage, limitations, and exclusions.